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By entering or viewing this site, you as User agree to be bound by these terms and conditions, and that you are at least 18 years of age, or older if required in your jurisdiction to use this site. Your entry or use constitutes your continuing agreement as User, that no content accessed in this site, including any video, shall be, or be construed to be, an express or implied promise, undertaking, contract or agreement, or professional opinion or advice of any kind, concerning legal, medical, tax or other professional matters.

The owners and distributors disclaim responsibility for reliance on any content, and any obligation to supplement, correct or modify any content. User agrees that any content ever construed as defamatory, or as a violation of any law regulating speech, was voluntarily encountered and continually consented to by User. User waives claims to ownership of any site contents.

Nothing herein submits to jurisdiction in any country, or encourages evasion or disobedience of any law. Persons or entities referred to are fictional, and no depiction or reference to any actual person or entity is intended. Any seeming resemblance to an actual person or entity is entirely coincidental.

All content is copyrighted, and may not be used without advance, written permission from Dan S. Pena, Sr.